Representative example: Vehicle Sale Price £18,991. Annual Interest Rate (fixed) 10.9% p.a., with a representative 10.9% APR, total amount of credit £11,395, deposit of £7,596, repaying over 48 monthly payments of £140.13 followed by 1 payment of £9,012.89, total cost of credit is £4,344.13*, total amount payable is £23,335.13. *This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter.