Representative example: Vehicle Sale Price £44000. Annual Interest Rate (fixed) 9.9% p.a., with a representative 9.9% APR, total amount of credit £23,725, deposit of £20,000. repaying over 48 monthly payments of £215.11 followed by 1 payment of £22,288.18 total cost of credit is £32613.93, total amount payable is £52,613.93. *This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter.